Conventional Loan Limits 2025. Riverside County, CA Conforming Loan Limits for 2024 The 2025 conventional loan limit for one-unit properties will be $806,500 Base Limit: $806,500 for one-unit properties, up from $766,550 in 2024 (a 5.2% increase)
New Conforming Loan Limits from www.jenniferrosdail.com
*Alaska/Hawaii do not have high-cost areas in 2025; the applicable conforming limit applies How Much Did 2025 Loan Limits Increase? Conventional loan limits increased as follows: $766,550 in 2024 → $806,500 in 2025
New Conforming Loan Limits
According to FHFA, 2025 loan limits were determined as such: Percentage change: = (2024 Q3 HPI - 2023 Q3 HPI) / 2023 Q3 HPI = (409.43 - 389.14) / 389.14 Mortgages insured by the federal government are impacted differently by conforming loan limits than conventional mortgages If you take out a cash contract in December 2024 that has an expiration date on or after January 1, 2025, and are allocating a mortgage with an original loan amount that exceeds the 2024 loan limit values but is eligible under the 2025 loan limit values, you must enter a 2025 date in the "Requested Settlement Date" field.
Conforming Loan Limits for 2025 Experian. If you take out a cash contract in December 2024 that has an expiration date on or after January 1, 2025, and are allocating a mortgage with an original loan amount that exceeds the 2024 loan limit values but is eligible under the 2025 loan limit values, you must enter a 2025 date in the "Requested Settlement Date" field. Base Limit: $806,500 for one-unit properties, up from $766,550 in 2024 (a 5.2% increase)
Higher Conforming Loan Limits in 2022 ⋆ Good News for Buyers & Owners. High-Cost Area Limit: $1,209,750 for areas where home prices are significantly higher In 2025, this would be $524,225 for a single-unit.